Security Center

Protecting your information is our top priority. Learn how you can stay safe online.

Padlock on digital background

Protect Your Login Credentials

  • Create strong, unique passwords for your online banking and other sensitive accounts. Use a mix of upper/lowercase letters, numbers, and symbols.
  • Never share your password, PIN, or security questions/answers with anyone. Cumulus Bank will never ask for this information via email, text, or unsolicited phone call.
  • Enable multi-factor authentication (MFA) whenever available for an extra layer of security.
  • Log out of your online banking session when you are finished, especially on shared or public computers.

Recognize Phishing & Scams

  • Be wary of unsolicited emails, texts, or calls asking for personal information or urging immediate action.
  • Look for generic greetings, poor grammar/spelling, and suspicious links or attachments.
  • Never click links or download files from unknown senders.
  • Verify requests for money or information through a separate, trusted channel (e.g., call the official phone number).

Secure Your Devices & Network

  • Keep your computer's operating system, browser, and antivirus software up to date.
  • Use strong passwords and security settings on your home Wi-Fi network.
  • Avoid accessing sensitive information like online banking on public Wi-Fi networks.
  • Be cautious about software you download and install.

Monitor Your Accounts

  • Regularly review your bank statements and transaction history for any unauthorized activity.
  • Set up account alerts (e.g., for large transactions, low balances, login attempts) to be notified quickly of potential issues.
  • Report any suspicious activity to Cumulus Bank immediately.