Savings Accounts & CDs
Securely grow your funds for short-term goals or long-term plans.
Cumulus Statement Savings
A straightforward way to save with easy access to your funds when you need them.
Key Features:
- Low $100 minimum opening deposit
- $3 monthly maintenance fee (waived with $300 minimum daily balance)
- Earns interest (compounded daily, paid monthly)
- Link to your Cumulus Checking for Overdraft Protection
- Free Online & Mobile Banking access
Current Rate (APY):
0.15%*
*Annual Percentage Yield effective as of today. Rates are variable and may change.
Cumulus High-Yield Savings
Maximize your earnings with our premium online savings account offering a highly competitive rate.
Key Features:
- No monthly maintenance fee
- No minimum balance required to earn interest
- Competitive high-yield interest rate
- FDIC Insured up to the maximum allowed by law
- Easy online transfers to/from linked accounts
Current Rate (APY):
4.50%*
*Annual Percentage Yield effective as of today. Rates are variable and may change after account opening.
Certificates of Deposit (CDs)
Lock in a fixed interest rate for a set term, offering a predictable return on your savings.
Key Features:
- Guaranteed fixed rate for the term
- Various terms available (e.g., 6 months, 1 year, 3 years, 5 years)
- Minimum opening deposit typically $1,000
- FDIC Insured
- Penalty may apply for early withdrawal
Featured CD Rate (APY):
5.10%*
For a 12-Month Term
*Annual Percentage Yield effective as of today for new CDs. Minimum balance required. Penalty for early withdrawal.