Cumulus Bank Credit Cards

Choose the card that rewards your spending and fits your financial needs.

Cash Rewards Card

Cumulus Cash Rewards Card

Earn unlimited cash back on every purchase, everywhere.

Highlights:

  • Unlimited 1.5% cash back on all purchases
  • $0 Annual Fee
  • 0% Intro APR on purchases and balance transfers for 15 months*
  • Redeem cash back anytime, any amount
  • Contactless payment technology

*After intro period, variable APR applies (e.g., 19.99% - 29.99% based on creditworthiness).

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Travel Points Card

Cumulus Travel Points Card

Earn points on travel and dining, redeemable for flights, hotels, and more.

Highlights:

  • 3X points on travel booked through Cumulus Travel Portal
  • 2X points on other travel and dining
  • 1X points on all other purchases
  • $95 Annual Fee (waived first year)
  • No foreign transaction fees
  • Travel insurance benefits*

*Terms and conditions apply.

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Secured Card

Cumulus Secured Card

Build or rebuild your credit history responsibly. Requires a security deposit.

Highlights:

  • Credit line secured by your deposit ($200 - $2,000)
  • Helps establish or improve credit score
  • Reports to all 3 major credit bureaus
  • $35 Annual Fee
  • Monitor your credit score for free online
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